Shelby Kraemer joined the FDDC team in December of 2018 as a Loan Officer.
Shelby received her Bachelor of Business Administration with a major in Finance from the University of South Dakota in Vermillion, South Dakota. Before coming to FDDC, she worked for the Federal Government, assisting small businesses, banks, and public entities with loans and grants.
Shelby, along with her husband Kyle and daughter Ella, were happy to move to Watertown from Aberdeen to be close to family.